![](data:image/png;base64,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)
● Des. Carlos Coelho De Miranda Freire
● Desª. Ana Maria Ferreira Madruga
● Desª. Margarida Alves De Araújo Silva
● Juiz Convocado Adriano Mesquita Dantas
● Ao menos 6 magistrados de primeira instância
Ressalta-se a importância da uniformização do tema no Regional, por
meio de instauração de incidente de resolução de demandas repetitivas, com a
fixação de tese jurídica vinculante.
Primeiramente, pelo grande número de ações. Durante o estudo,
realizado entre fevereiro e março de 2022, foram encontradas 305 ações na 1ª
instância, e 330 na 2ª instância tratando do tema. Apesar da soma de 635
processos já ser um número impactante, o número real ultrapassa esse
montante.
Em segundo lugar, busca-se evitar a a chamada “loteria judicial”. O tema
tem se mostrado controvertido tanto na 1ª como na 2ª instância, de forma que o
jurisdicionado tem ficado sujeito à “sorte” ou “azar” de ter seu pedido provido ou
desprovido, apenas porque seu processo foi distribuído para determinada Vara
ou Relator, o que gera insegurança jurídica.
Ademais, a uniformização da questão da (i)licitude do cancelamento do
plano de saúde impactará também nos pedidos de dano moral decorrentes de
tal cancelamento, uma vez que a análise sobre o direito à reparação partirá da
premissa fixada acerca da existência, ou não, de ato ilícito praticado por parte da
empresa.
Assim, por exemplo, se o Tribunal fixar tese no sentido da legalidade do
cancelamento, restariam fulminados os pedidos de indenização por dano moral,
pois, ausente o ato ilícito, não haveria que se cogitar da existência de reparação.
Por outro lado, se o Regional decidir pela ilicitude do cancelamento do plano de
saúde, pode ainda avançar e fixar tese sobre quando o dano moral dele
decorrente se configuraria in re ipsa, já que, nesse caso, não seria necessária
análise fática casuística.
A esse respeito, confiram-se trechos extraídos de votos da lavra do Des.
Paulo Maia e Ubiratan Delgado, respectivamente:
● O entendimento prevalecente no C. TST é o de que o cancelamento
antecipado do plano de saúde, com efeitos concretos decorrentes da
impossibilidade de utilização do benefício, impõe evidente dano moral ao